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Homeside: Your Modern Mortgage Blog

Rachel Guthrie

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Recent Posts

What is an escrow account and how does it work?

Posted by Rachel Guthrie on February 28, 2017

When you go to buy your first home, you may be asked if you want to enroll in an escrow account. Depending on your loan program or lender, you may be required to have one.

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5 Reasons to Consider Home Ownership over Renting

Posted by Rachel Guthrie on January 17, 2017

The decision to buy a home is undeniably one of the biggest you will face in your life.  For many people, home ownership is more of a dream, leaving them content to stay in their current apartment.

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5 Mistakes To Avoid While Buying a Home

Posted by Rachel Guthrie on December 20, 2016

Are you thinking of purchasing a home someday soon? Here are a few things you absolutely should not do if you want to get approved for a home loan in the near future.

1. Don’t ignore your credit profile

This is the most important advice you might hear all week. Hide-and-go-seek does not apply to your credit score. Just because you don’t look at it, doesn’t mean it’s not there. Monitoring it often helps you to have a good understanding of how it is changes based on your decisions and enables you to check any incorrect information that you will need to amend before moving forward and buying a home.

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Home Buying Final Walk Through Checklist

Posted by Rachel Guthrie on December 20, 2016

The final walkthrough is extremely integral to the home buying process so that you can ensure that the home has been repaired as you and the seller have agreed upon.

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What is Your Home Worth?

Posted by Rachel Guthrie on December 6, 2016

Can you say with confidence what your home is worth?  Most people are somewhere in the ballpark but are not 100% sure.

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New Trend Alert: Progressive Neighborhood Dinner Parties

Posted by Rachel Guthrie on February 29, 2016

Everyone is looking to get more involved in their community and meet their neighbors but with everyone being so busy – it’s not always easy – and coordinating that many people can become quite a mess!

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New to the Neighborhood: How to Get Involved

Posted by Rachel Guthrie on February 28, 2016

Buying your first home is an incredible accomplishment. From finding your dream home, to going through the mortgage process and closing, to getting the keys and moving in, there is never a dull moment in the process. Once you’re settled and unpacked, it’s time to get to know your neighbors. 

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Don’t Skip The Final Walkthrough When Buying A New Home

Posted by Rachel Guthrie on February 20, 2016

Buying your first home can be a very overwhelming process with many items to check off your to-do list. It might be easy to cut corners and skip out on some parts of the process because you simply don’t have the time.

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Top 4 Things to Understand on your Loan Estimate

Posted by Rachel Guthrie on February 9, 2016

You’re one step closer to getting into your dream home and your lender has just sent you a Loan Estimate. As soon as you open up the loan estimate, you’re immediately overwhelmed looking at numbers that you might not understand.

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Easy Ways to Update Your Bathroom on a Budget

Posted by Rachel Guthrie on February 4, 2016

For many people, the bathroom can be a relaxing sanctuary to unwind from a long work day with a warm bath. But for most people, the bathroom is a space that could definitely use a little bit of an update. However, that might not be in the budget for everyone.

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