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Homeside: Your Modern Mortgage Blog

Mikey Rox

Mikey Rox is an award-winning journalist and personal finance expert whose work is regularly featured by Time magazine, Business Insider, Christian Science Monitor, and Wise Bread, among many other publications. He splits his time between homes in New York City and the Jersey Shore with his dog Jaxon. Connect with Mikey on Twitter @mikeyrox.
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Recent Posts

The 4 Fastest Ways to Build Home Equity

Posted by Mikey Rox on July 17, 2017

Equity. It’s the difference between your home’s value and the amount you still owe, or simply, your stake in the property. As an extremely valuable tool, equity can provide a cushy nest egg for the future or even cash to put down on your next home. Equity good.

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Why Use a Small Lender for Your Mortgage Loan? Here Are 4 Reasons

Posted by Mikey Rox on March 21, 2017

The same way you shop for the best home, you need to shop around for the right mortgage lender. This is how you find a bank offering the lowest rate and fees. But in the search for a mortgage, some borrowers play favoritism.

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How to Buy a House After Foreclosure

Posted by Mikey Rox on March 14, 2017

Losing your house to foreclosure is one of the worst feelings in the world.

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Why You Should Consider Refinancing?

Posted by Mikey Rox on March 7, 2017

A mortgage refinance involves paying off a current mortgage loan and replacing it with a new one. Refinancing often results in better terms, which can save you thousands over the life of your loan.

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6 Tricks to Becoming a Neighborhood Expert

Posted by Mikey Rox on February 21, 2017

As a real estate agent, you have freedom to choose niches or areas of specialty. Some agents aligned themselves as a high-end luxury realtor, whereas others focus their efforts on finding new listings. You can employ various strategies to grow your business, such as setting yourself up to become a neighborhood expert.

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How to Write an Offer Letter to the Seller

Posted by Mikey Rox on February 14, 2017

If you're bidding on a house that didn't receive any other offers, the seller will most likely give your offer strong consideration, especially if he’s motivated and ready to move. As long as your offer is reasonable and far, you’re practically guaranteed the house. But it's a different story when there are multiple offers on the table.

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What Are Different Types of Mortgage Refinances?

Posted by Mikey Rox on February 7, 2017

Some borrowers consider a mortgage refinance at some point during their home loan terms. This is often the case when a borrower wants to take advantage of lower rates.

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Identity Theft And Buying a Home: What You Need to Know

Posted by Mikey Rox on January 31, 2017

A lot of factors come into play once you're ready to buy a house. You need sufficient income to support a mortgage payment and cash in reserves for the down payment and closing costs. If you're getting a loan from a bank, your credit also matters.

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Selling a House? 6 Tips to Creating an Online Presence

Posted by Mikey Rox on January 24, 2017

If you don’t incorporate the Internet in your marketing strategy, you're missing out on an opportunity to increase exposure and gain more clients. Whether they’re looking for a home or a real estate agent, some buyers and sellers begin their search online.

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How to Build Confidence as a New Real Estate Agent

Posted by Mikey Rox on January 10, 2017

Every agent has aspirations of becoming an unstoppable, dynamite real estate agent, but it may seem hard to reach this point when your self-confidence just starting out is somewhat shaky. Being a new agent can be both exciting and intimidating, granted. You want to succeed, but if there's a ton of competition in your area, getting new listings and finding buyers has its own set of challenges – and the more you stress about the situation, the easier it is to lose confidence. But you’re not alone. Nobody becomes a great agent overnight. With time and practice, however, it is possible to build confidence as a new real estate agent and become the superstar you’d like to be.

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