Homeside: Your Modern Mortgage Blog

Why Use a Small Lender for Your Mortgage Loan? Here Are 4 Reasons

Posted by Mikey Rox on March 21, 2017

The same way you shop for the best home, you need to shop around for the right mortgage lender. This is how you find a bank offering the lowest rate and fees. But in the search for a mortgage, some borrowers play favoritism.

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How to Buy a House After Foreclosure

Posted by Mikey Rox on March 14, 2017

Losing your house to foreclosure is one of the worst feelings in the world.

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Why You Should Consider Refinancing?

Posted by Mikey Rox on March 7, 2017

A mortgage refinance involves paying off a current mortgage loan and replacing it with a new one. Refinancing often results in better terms, which can save you thousands over the life of your loan.

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What is an escrow account and how does it work?

Posted by Rachel Guthrie on February 28, 2017

When you go to buy your first home, you may be asked if you want to enroll in an escrow account. Depending on your loan program or lender, you may be required to have one.

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6 Tricks to Becoming a Neighborhood Expert

Posted by Mikey Rox on February 21, 2017

As a real estate agent, you have freedom to choose niches or areas of specialty. Some agents aligned themselves as a high-end luxury realtor, whereas others focus their efforts on finding new listings. You can employ various strategies to grow your business, such as setting yourself up to become a neighborhood expert.

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How to Write an Offer Letter to the Seller

Posted by Mikey Rox on February 14, 2017

If you're bidding on a house that didn't receive any other offers, the seller will most likely give your offer strong consideration, especially if he’s motivated and ready to move. As long as your offer is reasonable and far, you’re practically guaranteed the house. But it's a different story when there are multiple offers on the table.

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What Are Different Types of Mortgage Refinances?

Posted by Mikey Rox on February 7, 2017

Some borrowers consider a mortgage refinance at some point during their home loan terms. This is often the case when a borrower wants to take advantage of lower rates.

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Identity Theft And Buying a Home: What You Need to Know

Posted by Mikey Rox on January 31, 2017

A lot of factors come into play once you're ready to buy a house. You need sufficient income to support a mortgage payment and cash in reserves for the down payment and closing costs. If you're getting a loan from a bank, your credit also matters.

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Selling a House? 6 Tips to Creating an Online Presence

Posted by Mikey Rox on January 24, 2017

If you don’t incorporate the Internet in your marketing strategy, you're missing out on an opportunity to increase exposure and gain more clients. Whether they’re looking for a home or a real estate agent, some buyers and sellers begin their search online.

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5 Reasons to Consider Home Ownership over Renting

Posted by Rachel Guthrie on January 17, 2017

The decision to buy a home is undeniably one of the biggest you will face in your life.  For many people, home ownership is more of a dream, leaving them content to stay in their current apartment.

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